Privacy Policy

UspendItrack · last updated 24 August 2026

UspendItrack does not collect your data. There is no account, no server and no sync. Your statements are read on your device and everything the app knows stays there.

What we collect

Nothing. The app has no analytics, no crash reporting, no advertising identifiers and no third-party SDKs that transmit anything. We cannot see your transactions, your merchants, your balances or how you use the app, because none of it is ever sent anywhere.

Where your data lives

The trade-off is worth stating plainly: because nothing is backed up to a cloud, a new phone starts empty. Settings → Data & Privacy → Export CSV writes a file you keep, and the app imports its own export. Export is never restricted, whether or not you have paid for anything.

Network access

The app makes no network requests to us or to anyone else, because there is nowhere for it to call. The single exception is the purchase described below, which is handled by Apple or Google and not by us.

Purchases

UspendItrack is free, with a limit of five statement imports. Importing beyond that is unlocked by a one-time in-app purchase. Everything else — viewing, editing, categorising, budgets, reports and CSV export — is unrestricted before and after, and anything you have already imported stays fully usable forever.

The purchase is processed by the App Store or Google Play. The only thing the app sends is the identifier of the product being bought; no account, no device identifier and nothing about your finances is included. Apple and Google handle payment under their own privacy policies, and what they retain is between you and them. The unlock is recorded on your device, so the app stays unlocked with no network connection at all.

Children

The app is not directed at children and collects no information from anyone, including children.

Your rights

Rights to access, correct, export or delete personal data assume someone holds it. We hold none. Your data is on your device: you can read it in the app, edit it, export it as CSV, and delete it at any time without asking us.

Changes

If this policy changes, the updated version will be posted at https://uspenditrack.com/privacy with a new date at the top. A change that would alter what leaves your device would be announced in the app itself, not only here.

Contact

Questions about this policy: hello@uspenditrack.com. Please do not send statements or transaction details — we do not want them and cannot use them to help.